Enter the purchase price. Florida FHA maximum: $1,249,125.
%
Choose 3.5% for typical FHA minimum, or enter another amount.
%
Estimated interest rate for the mortgage.
years
FHA maximum: 30 years.
$
Solar not included in required cash down.
$
Battery not included in required cash down. Adds ~$13,000. Updates value lift to ~7%.
$/mo
Estimated portion of the electric bill solar will offset. Florida average: $150-$250/mo.
% lift
Auto defaults: 0% with no solar, 5.5% with solar, 7.0% with solar + battery. You can adjust this estimate.
Estimate only. Not tax advice.
YOUR NEW HOME VALUE WITH SOLAR
$685,750
MONTHLY COST
~$3,927
Less than without solar
ELECTRICITY
FREE
Forever
INSTANT EQUITY
+$35,750
Day 1 boost
Lower monthly cost than regular FHA. Better DTI ratio = easier approval
Net Monthly Cashflow Comparison
FHA Clear-Title Solar makes your home MORE AFFORDABLE. You replace a $200 utility bill with a smaller mortgage add-on, lowering your total monthly cost and improving your DTI ratio.
WITHOUT Solar
$4,205.99
Mortgage (P&I only) + Utility
WITH Solar
$3,927.33
Mortgage (P&I only) + Add-on − Utility savings
Net Monthly Savings
$278.65
Cashflow improvement
🏡 Your home costs LESS per month with solar
Lower monthly payment improves your debt-to-income (DTI) ratio, making mortgage approval easier and potentially qualifying you for more house.
Solar Value Breakdown
WITHOUT FHA Clear-Title Solar™, you pay TWO bills:
Mortgage payment
$4,005.99
Electric bill
+$200.00
Total monthly cost
$4,205.99
WITH FHA Clear-Title Solar™, you pay ONE bill:
Mortgage + solar
$4,127.33
Electric bill
FREE ✓
Total monthly cost
$3,927.33
Your monthly savings
$278.65
We'll request the utility bill to confirm the real monthly cost.
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